Deposit Protection Fund
The Bank is a member of both the statutory deposit guarantee scheme of German banks (Entschädigungseinrichtung deutscher Banken GmbH, EdB) and the voluntary Deposit Protection Fund operated by the Association of German Banks (Bundesverband deutscher Banken e.V.).
According to the current By-laws of the Deposit Protection Fund, each creditor will be compensated up to a protection ceiling of EUR 5 million (natural persons and entities treated as such) or EUR 50 million (non-financial corporations and entities treated as such), and – if below the protection ceiling – only up to a maximum of 15% of the Bank's own funds within the meaning of Article 72 of the EU Capital Requirements Regulation (CRR). From 1 January 2025, these protection ceilings will change to EUR 3 million and EUR 30 million and a maximum of 8.75% of the Bank's own funds, and from 1 January 2030, to EUR 1 million and EUR 10 million and a maximum of 8.75% of the Bank's own funds.
The Bank will inform the client of the relevant protection ceiling upon request; the guarantee level is also available on the Internet at https://einlagensicherungsfonds.de (in German).
Aareal Bank's investment advice is focused on our investor's needs. Institutional investors, such as insurance companies, foundations or state owned entities are being consulted by our Money Market Team.
A wide range of money market products and a range of quality short term investment options are being offered to institutional investors by Aareal Bank. Investors profit from an attractive return on investment, a high level of financial security, availability on short notice and our flexibility.
We offer the following products:
- Overnight Money
- Term Deposits
